Bitcoin-backed loans open the real estate market to crypto-rich, tax-free

Jun 15 2025 crypto


Bitcoin holders are using crypto-backed loans to buy real estate without selling their BTC, avoiding capital gains taxes while staying exposed to upside.

Bitcoin holders are using crypto-backed loans to purchase real estate without selling a single satoshi, allowing them to avoid triggering capital gains taxes.

The emerging trend is gaining momentum among early crypto adopters, entrepreneurs, and high-net-worth individuals who are “Bitcoin wealthy” but often don’t meet the traditional criteria for real estate financing, Mauricio Di Bartolomeo, co-founder of Ledn, told Cointelegraph.

Bitcoin-backed lending models allow borrowers to leverage their crypto without divesting. Since taking a loan doesn’t typically count as a taxable event, clients can access liquidity while retaining upside exposure.

Read more